I built a financial literacy course for teens—looking for honest testers

Hi everyone! I recently finished building Next Dollar, a 90-minute financial literacy course designed primarily for teens preparing to leave home.

It covers paychecks, banking, budgeting, credit, loans, education costs, moving out, and investing, and includes interactive simulations throughout.

I’m looking for a small number of people willing to complete it for free and give honest feedback on the content, clarity, and overall experience. You do not have to be a teen—parents, educators, and other adults are welcome too.

Please comment or message me if you’re interested, and I’ll send you a free access code.

Full disclosure: this is a course I created and normally sell, but access is completely free for testers.

Submitted August 4, 2026 at 11:53AM by RilesTheSmiles1 https://ift.tt/9iCJBw4

Does anyone else wish they were held back or placed in special ed

i went to a charter school that we couldn’t afford because my mom insisted. i struggled heavily in elementary school with mathematics and socialization, the teacher was openly wondering if I should be held back because I excelled everywhere else and ultimately I wasn’t. I wish I were held back.

in middle school I contributed to struggle with both subjects far more than the average student. and during middle school I experienced a severe death in the family and was in a disruptive unstable home. I should have been held back or placed into special ed.

instead i Wasn’t and just kept being pushed through. I eventually improved grade wise at math but I was never quite alright mentally or academically.

looking back I desperately wish I had been in public school instead and had been held back and placed in special ed. I desperately needed it. It would have been noticeably easier financially. I could have actually gotten help And career guidance. The charter school offered minimal classes and no practical life skill classes at all. I had very poor advising during college applications as well

i know it’s absurd but I wish things could have been different

Submitted August 3, 2026 at 09:44AM by NormalerSchooler https://ift.tt/OYXEwS6

Advice Educators Give to Students Regarding Their Future Given AI Advancements

I informally surveyed 100 university professors on what advice they give students about their future given the advancements in AI.

The first takeaway is that the answers were more generally advice about using AI rather than the impact of their future because of AI. Tsk, tsk. My lesson learned is about asking a question more clearly to get the results I’m looking for.

Still, I synthesized the answers into three sections: The consensus viewpoints, interesting minority viewpoints, and controversial opinions.

If you are interested in the source responses, feel free to DM me and I can share them.

Here are the results synthesized with an AI tool:

Preparing for the Future of AI

We advise students to approach artificial intelligence as a powerful, evolving tool that requires a balanced mindset. You should aim to master the technology rather than fear it, using it to handle repetitive tasks or as a scaffold for brainstorming, while fiercely protecting the core human skills that define your unique value.

Consensus Viewpoints

• Prioritize Critical Thinking: The most consistent theme is that AI must never replace human thought. You must learn the fundamentals of your field independently to ensure you can verify AI outputs, detect inaccuracies, and maintain your own intellectual integrity.
• Use as a Tool, Not a Crutch: AI is viewed as an efficiency enhancer rather than a shortcut. You are advised to use it to support your work, but to rely on your own logic, research, and creativity to produce final outputs.
• Embrace Adaptability: Rather than resisting change, you should learn to work alongside AI. The future workforce will favor those who understand how to leverage these tools strategically while maintaining the ability to pivot as the landscape shifts.

Interesting Minority Viewpoints

• The Case for Analog Learning: Some suggest stepping away from digital tools entirely for basic tasks, arguing that writing and thinking in analog forms strengthens the brain and preserves genuine creative spark.
• Strategic Trade Selection: A subset of voices advocates for pursuing trades requiring fine motor skills or high-touch human interaction, such as plumbing or nursing, as these fields are inherently more resistant to automation.
• Intentional Offloading: Some suggest being highly deliberate about what you delegate to AI, advocating that you should only use it for "grunt work" while retaining total control over your artistic voice and complex communication.

Controversial Opinions

• University vs. Trades: There is a sharp divide between those who believe a traditional education is the best way to develop flexible, high-level problem-solving skills and those who argue that university is becoming obsolete, urging students to learn manual, AI-resistant trades instead.
• Avoidance vs. Integration: While many emphasize learning to use AI to remain competitive, a vocal minority warns that even using it as a tool risks long-term dependency and suggests avoiding it entirely to prevent the erosion of fundamental human capabilities.
• The Future as Predictable vs. Uncertain: Some voices suggest that future job security can be reliably "future-proofed" by selecting specific career paths, while others argue that the rapid pace of AI makes the future entirely unpredictable, suggesting that personal passion is a safer guide than attempts to outrun automation.

Submitted August 3, 2026 at 08:10AM by epreisz https://ift.tt/eYN4vi7

Failed highschool senior year I need to repeat it any help

I'd you want more detail why I failed here is why my grandma died and my mom went to prison and we didn't have enough money to spend on private classes food school utilities etc I see a lot of my freinds passing only me failed , and the channel name is tumqin in yt to know more about the story cuz I don't write all of that so no one will read it and I will be thankfull if anyone helped me

Submitted August 3, 2026 at 05:46AM by SpiritualPoetry5041 https://ift.tt/8D7qCvh

My professors are requiring me to use AI for programming?

Hi, I recently finished my first academic year in my bachelor degree of Applied informatics. I studied chemistry in secondary school and decided I want something different, so I chose IT. That came with many challenges including having to learn everything from scratch compared to my classmates who mostly came from IT field already. All this to say, I have a very little experience and I don't know what is normal and what is not so feel free to tell me off for being stupid.

Onto my question. During the year, I was quite surprised by the amount of AI we were made to use in our projects and overall studies? Like, it was almost a daily occurrence where a teacher said "generate the code based on the prompt I gave you and then tweak it so it works".

I felt like I was behind a lot because I tried to actively understand what the code the AI generated was saying. One teacher even redirected all the questions I had about a certain issue to AI saying "just tell it your problem, and it will solve it for you".

I understand that professors have a very little time to explain every single issue to every student, but I feel like I have learned very little and just let the AI do all the hard thinking for me. That is not what I want to do, I don't want to be dependent on it, I do understand that the current market will demand AI use, but I also want to be able to think and problem solve for myself.

So far I resorted to self study in my free time, reading "Head first in Java" and trying to program some simple applications, sketching out the idea first and looking for answers online when it doesn't work as intended. I do admit that I use AI for some very specific problems that I wasn't able to find in any forum (or simply didn't understand since English is my second language) but I try to not rely on it.

I don't know much but this excessive use of AI in my daily education is worrying me, it is possible I am just not getting it correctly, but I wanted to ask if this is normal I guess? What are your thoughts.

Submitted August 3, 2026 at 12:53AM by Silvadil https://ift.tt/RqNCaUB

Are colleges moving away from Canvas after the database breach last spring?

Lll

Submitted August 2, 2026 at 06:52PM by itisalittleknownfact https://ift.tt/qgGTRfo

Cambridge and Oxford university

No text found

Submitted August 2, 2026 at 08:11AM by 1efty29uns https://ift.tt/dt35zGe