I've completed 5 years of college with an avg 3.8 gpa and have no Degree. What are my options?

Hi, I completed 5 years of college but due to failing a math class in my last semester I didn't get my degree. I've let a few years pass and since I fell behind on my payments it seems tough to finish where I was studying, though some anxiety issues have stopped me from calling the bursars office to see if there's a payment option that lets me finish.

I'm wondering if there's an easy way I can use my credits to obtain a BA easily. I don't mind taking one more class but I don't really know what to do for this situation. I guess I'm tired of not applying for jobs that require a BA.

EDIT: I've been told my primary issue here isn't clear. I am wondering if I can finish studying somehow while still owing the university money. I was under the impression that if you fall behind on payments you are required to pay the full debt before receiving transcripts or being allowed to study at the institution.

Submitted September 07, 2025 at 08:37AM by Curious_Education_13 https://ift.tt/jycRP4s